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Travel Guard Education Centre

We've developed this education centre to help you sort through common questions and learn the basics about travel insurance.

Travel Insurance 101

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What is Travel Insurance?

Travel insurance is a type of insurance (like car or home insurance) that provides coverage for certain costs and losses associated with travelling.

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How Does Travel Insurance Work?

You’ve purchased your policy, now what? The good news with Travel Guard is that under most plans your coverage becomes effective the day your purchase your policy.

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Travel Insurance Checklist

We’ve created a checklist to help ensure you have everything you need to get your travel insurance quote or to purchase your plan.

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What is a Policy of Insurance?

When you’re looking at travel insurance policies, it’s important to understand what you are purchasing. The best way to do this is to read over the policy of insurance.

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When should I buy travel insurance?

You’ve decided you need travel insurance for an upcoming trip (great choice!), but now you need to know when to buy it, right? 

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Assistance Services

One of the best parts about your travel insurance plan is having access to 24-hour emergency assistance services. 

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How much does travel insurance cost?

Let’s break down how travel insurance is priced. In general, your insurance will be about 5 to 7% of your total trip cost. When you consider it like that, it can be a small price to pay in order to protect your trip investment.

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Visitors to Canada travel insurance

When you’re looking at travel insurance policies, it’s important to understand what you are purchasing. The best way to do this is to read over the policy of insurance.

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Winter weather FAQ

We’ve got answers to some of the most common questions for travelling during winter storms and how your Travel Guard® travel insurance may help.

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Hurricanes and travel insurance coverage

We’ve got answers to some of the most common questions for travelling during hurricane season and how your Travel Guard® travel insurance can help.

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Travel Insurance for Pre-Existing Medical Conditions

Having medical needs needn’t stop you from travelling. Explore travel insurance for travellers with pre-existing medical conditions from Travel Guard.

Traveller Type

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Travel for Seniors

Old age is no reason to not travel. Explore travel insurance with medical cover for seniors and the elderly from Travel Guard Canada.

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Travel for Families

Heading on a family holiday? Explore travel insurance from Travel Guard & enjoy your trip, knowing that everyone is covered for any unforeseen problems.

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Travel for Students

Looking to take a break from studying in Canada? Explore travel insurance from Travel Guard & enjoy your study trip abroad or holiday, knowing you’re covered.

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Pregnant Travellers

From visiting family before your baby is born to travelling to a dream destination to celebrate the time you have before your baby arrives, understand how your travel insurance plan coverages may be impacted by pregnancy.

Travel Type

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Cruise Travel

Heading on a cruise? Explore travel insurance from Travel Guard & set sail, knowing that you’re covered for certain unforeseen problems at sea.

Have Questions?
Need help with your quote?

Call us at: 866-648-8422

Hours of operation (Eastern):
Monday – Friday 8 a.m. to 9 p.m.
Saturday / Holidays 9 a.m. to 5 p.m.

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Please note that travel insurance products are currently not available to residents of the Province of Quebec. SVP prendre note que nos produits d’assurances voyages ne sont pas présentement offerts aux résidents de la province du Québec.

Insurance underwritten by Zurich Insurance Company Ltd (Canadian Branch) ("Zurich"), with its principal place of business at 100 King Street West, Suite 5500, Toronto, ON M5X 1C9 or AIG Insurance Company of Canada, with its principal place of business at 120 Bremner Boulevard, Suite 2200, Toronto, ON M5J 0A8. All policies are administered on the underwriting companies' behalf by Travel Guard Group Canada, Inc. ("Travel Guard"). The coverage described herein is a summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the Travel Guard products available. Please review full policy language for complete coverage details.

Assurance souscrite par Zurich Compagnie d’Assurances SA (Direction canadienne) (« Zurich »), ayant son établissement principal au 100 King Street West, Suite 5500, Toronto (Ontario) M5X 1C9, ou par la Compagnie d’assurance AIG du Canada, ayant son établissement principal au 120 Bremner Boulevard, Suite 2200, Toronto (Ontario) M5J 0A8. Toutes les polices sont administrées pour le compte des souscripteurs par Travel Guard Group Canada, Inc. (« Travel Guard »). La couverture décrite aux présentes n’est qu’un résumé. Les modalités, les conditions, les restrictions, les exclusions et les dispositions relatives à la résiliation qui s’appliquent aux produits de Travel Guard offerts n’y figurent pas au complet. Pour obtenir toutes les précisions sur la couverture d’assurance, veuillez consulter le libellé de la police dans son intégralité.