Why Buy Travel Guard® Travel Insurance?

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Protect your health, your family, and your trip investment

Purchasing travel insurance through an experienced and industry leading provider, such as Travel Guard, can be essential to protecting your health, your family, and the considerable investment you put into your travel.

Your medical insurance may not travel with you.

  • When you leave Canada, even if it’s only for a few hours, you are leaving behind up to 90% of your government health insurance plan (GHIP) coverage.
  • Only a portion of your medical expenses are covered by your GHIP when you travel domestically within Canada outside of your home province.
  • Medical costs outside of Canada can be very expensive and medical bills can quickly add up. For example, United States hospitals can charge over $5,000 per day for in-patient care.

You can’t rely on your credit card

  • Limits on coverage and travel duration must be looked at closely as many credit cards will not adequately cover your trip investment.

Group plans don’t always provide adequate coverage

  • Group plans often do not provide trip cancellation, trip interruption, or lost luggage coverage – and when these are provided, coverage limits often do not adequately cover your pre-paid trip costs.
  • Group plans usually provide coverage for a small portion of emergency medical expenses while travelling.

Assistance services are essential

  • You want a travel insurance provider who gives you true 24/7 travel and emergency assistance services.
  • Knowing you have help while travelling, if the unexpected happens, is invaluable and provides you with peace of mind.

Did you know?

The Goverment of Canada recommends Canadian travellers purchase additional supplementary travel health insurance when travelling.

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