SKIP Navigation

All Inclusive Package

Our All Inclusive Package is simply the best choice you can make.  As a smart traveller, you know that you want to be covered for all forms of travel disruptions and emergencies that come up.  Our All Inclusive Package is like getting two plans in one easy step.  You get Emergency Medical coverage with Trip Cancellation, Interruption or Delay. This plan also includes extra coverage for Luggage Loss, Luggage Damage or Delay and so much more.

Coverage & Services*

Emergency Medical Expenses

Provides coverage for unforeseen emergency medical expenses such as if you are injured, suddenly ill, hospitalized or need emergency dental treatment.

Emergency Evacuation & Repatriation

Provides coverage if you are injured or experience a medical emergency while travelling and require immediate evacuation, including coverage for your travel companion to accompany you if medically necessary.

Trip Cancellation

Provides coverage starting the day your policy becomes effective up to the day you leave on your trip. Should you have to cancel your trip due to unexpected or unforeseen covered risks such as the death of an immediate family member or unexpected job loss, the trip cancellation portion of this insurance can help cover non-refundable pre-paid travel expenses.

Trip Interruption

Provides coverage while you are on your trip if you experience unexpected travel interruptions due to a covered risk such as the delay due to mechanical failure of your private automobile while on your way to the airport or your scheduled carrier is delayed by weather conditions.

Lost, Damaged or Stolen Luggage

This provides coverage for your luggage if it is lost, damaged, or stolen while on your trip. This also provides coverage for important travel documents if you happen to lose them, such as a passport, birth certificate, travel visa, or driver’s license.  


24/7 emergency travel assistance hotline to help you re-book flights, make last minute hotel reservations or receive assistance with virtually any travel-related problem. Even more, this service is included with all of the travel insurance products available from Travel Guard, so whenever you travel with Travel Guard, you can travel with peace of mind.

Concierge Services

This service is like your very own personal assistant. If you need help trying to find hard-to-get concert tickets or sporting event tickets while travelling, you decide to treat yourself and want reservations to a 5-star restaurant, or simply want to send your mother flowers for mother’s day while you are travelling, Concierge Service is available 24/7 to help you do all of these and more!


This service provides timely, accurate, and efficient follow-up for tracking down lost luggage – an unfortunate but very common reality of travel. BagTrak® helps counter the lost luggage logistical nightmare through a dedicated team that diligently tracks and traces lost luggage items for Travel Guard insured’s worldwide.

*For a complete listing of coverages and benefits please view the policy wording.

Optional Upgrades

Golf Protector

Protection and coverage for your golf equipment and prepaid green fees.

Cruise and Tour Protector

Protection and coverage for your missed pre-booked cruise or tour departure.

Rental Car Collision Damage

Damage and physical loss protection for your rental car.

Ski Protector

Protection and coverage for ski and snowboard equipment and pre-paid lift tickets.

Business Protector

Protection and coverage for your business equipment.  An example would be your laptop computer.

Expanded Benefits Upgrade

Additional benefit limits and coverage for travel, including destination weddings.


Annual Packages

If you plan on travelling at least three (3) times in the coming 12 month period and want the convenience of leaving at a moment’s notice – without having to coordinate last minute travel insurance coverage – the All Inclusive Annual Package available through Travel Guard is for you.

You can purchase this package once and have the comfort of knowing that you are covered every time you travel throughout the year.  Packages are offered for 9-day, 16-day, or 30-day coverage.


Real Travel Stories

Travel Insurance Saves the Day

“I can’t say enough about how important travel insurance is. My husband and I went on a cruise with a friend who felt that insurance was a waste. We all became violently seasick and were taken to the ship’s hospital. The result – a hefty bill for my friend, which she had to pay herself. Our bills were covered by our travel insurance.” – Maryan