Travel Insurance Checklist

We’ve created a checklist to help ensure you have everything you need to get your travel insurance quote or to purchase your plan.

Here’s what you’ll need:

If you’ll be visiting more than one destination, please select the destination you will spend the most time at or your first destination. This is important because there are certain sanctioned countries where insurance benefits may not be paid.

This should be the date you leave your house and the date you return home. For example, if you are staying at a hotel the night before your flight, you’ll want to include the night in the hotel as a travel day in case you have to cancel for a covered reason.

The cost of your trip will need to be entered per traveller as shown on your invoice. For example, if a child’s portion is less expensive, their trip cost should reflect that. However, if the cost is not listed per person on an invoice you can split that cost evenly amongst the travellers. Your trip costs should include all expenses you pay for before you leave home. This could include any of the following:

• Any non-refundable deposits
• Pre-paid hotel and lodging expenses
• Train and airline tickets
• Cruise line tickets
• Deposits for excursions
• Car rentals
• Other transportation expenses

This is the date that you made your first purchase for your vacation. This should be the date you first paid for any non-refundable part of your trip. This could be when you first booked your flight, cruise, or any entertainment expenses for your trip.

The date of birth for all travellers on your policy. Some of our policies use the number of travellers and their age(s) to determine the price of your policy, so it’s important to have this information. 

Your travel policy should only include people who live in the same province or territory as you. If you are travelling with someone outside of your province or territory, they'll need to purchase their own policy. However, they will still count as your travelling companion for coverage purposes.

Policies provide additional benefits when you purchase your insurance early. It may be in your best interest to purchase your travel insurance policy as soon as you make the first payment towards your trip.  You can modify your policy as additional components to your vacation are booked and paid for. If you need to you can do that easily by contacting us at 866-648-8422.