In many instances, people travelling to Canada are not adequately protected for medical emergencies. The Visitors to Canada Plan provides emergency medical coverage and protection for travellers to Canada who do not have coverage outside of their home country or who want extra coverage over their existing plan.
Emergency Medical Expenses
Hospital bills, prescription drugs, and other medical expenses can add up quickly while in Canada and being out of pocket for these costs can be a large burden. Having protection and coverage for these unforeseen events, can provide peace of mind and potentially save you thousands of dollars in medical bills.
As an international traveller coming to Canada, protection from possible accidents, medical emergencies and illnesses is essential.
Canadians returning to Canada can purchase this plan to cover themselves for emergency situations until their Government Health Insurance Plan has been reactivated.
Designed with 3 coverage level options:
All 3 coverage options can provide protection for up to 365 days and a minimum of 7 days.
Plan 1 & 2: provides protection for people up to the age of 84
Plan 3: provides protection for people up to the age of 74.
Family Coverage designed for families of 2-7 people with travelling together.
All family members must be 59 years of age or younger at time of purchase.
Premium is calculated based on the age of the two oldest travellers.
All 3 plans provide protection for up to 365 days and a minimum of 7 days, per person.
All family members must be 59 years of age or younger and premium is calculated based on the two oldest travellers.
*For a complete listing of coverages, benefits, terms, conditions, limitations, exclusions and termination provisions, please view the policy wording.
"Having Travel Guard coverage was well worth it when my mother fell ill in London and we were delayed returning home for 3 days. My coverage helped with the unexpected expenses of hotels‚ meals and items I had run short of. The claims process was swift with no hiccups.” - Diana, Ontario
The Canadian Government implemented a Super Visa program to help parents and grandparents of Canadian citizens and permanent residents gain easier access to visit their families living in Canada. One of the requirements during the application process is proof of medical insurance. Applicants must show proof that they have purchased private medical insurance coverage from a Canadian insurance provider and it must be valid for at least 365 days with at least $100,000 in medical expense coverage. Travel Guard can help Super Visa applicants meet this insurance requirement through the Visitors to Canada travel insurance plan.
Learn more about the Super Visa program on the Goverment of Canada website.
Answer: If you purchase this policy after arriving in Canada, then there will be no coverage for sickness or illness for a period of 48 hours from your start date. Coverage for expenses incurred as a result of an accident is not subject to this limitation.