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In many instances, people travelling to Canada are not adequately protected for medical emergencies. The Visitors to Canada Plan provides emergency medical coverage and protection for travellers to Canada who do not have coverage outside of their home country or who want extra coverage over their existing plan.
Coverage & Services
Emergency Medical Expenses
Hospital bills, prescription drugs, and other medical expenses can add up quickly while in Canada and being out of pocket for these costs can be a large burden. Having protection and coverage for these unforeseen events, can provide peace of mind and potentially save you thousands of dollars in medical bills.
Coverage Options
As an international traveller coming to Canada, protection from possible accidents, medical emergencies and illnesses is essential.
Canadians returning to Canada can purchase this plan to cover themselves for emergency situations until their Government Health Insurance Plan has been reactivated.
Individual Coverage
Designed with 4 coverage level options:
- Plan 1: $25,000 ($50 deductible)
- Plan 2: $50,000 ($50 deductible)
- Plan 3: $100,000 ($0 deductible)
- Plan 4: $150,000 ($0 deductible)
All 4 coverage options can provide protection for up to 365 days and a minimum of 7 days.
Plan 1 & 2: provides protection for people up to the age of 84
Plan 3 & 4: provides protection for people up to the age of 74.
Family Coverage
Family Coverage designed for families of 2-7 people travelling together.
All family members must be 59 years of age or younger at time of purchase.
Premium is calculated based on the age of the two oldest travellers.
- Plan 1: $25,000 ($50 deductible)
- Plan 2: $50,000 ($50 deductible)
- Plan 3: $100,000 ($0 deductible)
- Plan 4: $150,000 ($0 deductible)
All 4 plans provide protection for up to 365 days and a minimum of 7 days, per person.
All family members must be 59 years of age or younger and premium is calculated based on the two oldest travellers.
Real Travel Stories
"Having Travel Guard coverage was well worth it when my mother fell ill in London and we were delayed returning home for 3 days. My coverage helped with the unexpected expenses of hotels‚ meals and items I had run short of. The claims process was swift with no hiccups.”
- Diana, Ontario
Read More Testimonials
Super Visa Program
The Canadian Government implemented a Super Visa program to help parents and grandparents of Canadian citizens and permanent residents gain easier access to visit their families living in Canada. One of the requirements during the application process is proof of medical insurance. Applicants must show proof that they have purchased private medical insurance coverage from a Canadian insurance provider and it must be valid for at least 365 days with at least $100,000 in medical expense coverage. Travel Guard can help Super Visa applicants meet this insurance requirement through the Visitors to Canada travel insurance plan.
Frequently Asked Question
Can I purchase the Visitors to Canada Plan once I arrive in Canada?
Answer: If you purchase this policy after arriving in Canada, then there will be no coverage for sickness or illness for a period of 48 hours from your start date. Coverage for expenses incurred as a result of an accident is not subject to this limitation.
Have Questions?
Need help with your quote?
Call us at: 866-648-8422
Hours of operation (Eastern):
Monday – Friday 8 a.m. to 9 p.m.
Saturday / Holidays 9 a.m. to 5 p.m.
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American International Group, Inc. (AIG) operates in more than 80 countries and jurisdictions around the world to serve you better.
Please note that travel insurance products are currently not available to residents of the Province of Quebec. SVP prendre note que nos produits d’assurances voyages ne sont pas présentement offerts aux résidents de la province du Québec. *Coverage as low as $20 is an example based on a 29 year old traveller purchasing the Gold Emergency Medical Single Trip Plan for a 6 day trip with no deductible; actual cost of insurance is $19.98. Prices vary based on individual needs.
Insurance underwritten by AIG Insurance Company of Canada (AIG Canada), with its principal place of business at 120 Bremner Boulevard, Suite 2200, Toronto, ON M5J 0A8. All policies are administered on AIG Canada’s behalf by Travel Guard Group Canada, Inc. (Travel Guard). The coverage described herein is a summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the Travel Guard products available. Please review full policy language for complete coverage details.