Travel Guard traveller insurance plans include travel medical insurance and assistance that travels with you. Coverages may include trip cancellation, trip interruption, lost baggage, travel medical expenses and others. Purchase directly online for immediate savings and coverage.

See each traveller insurance plan for details.

This provides coverage for incurred expenses if you are sick, injured, hospitalized or experience a medical emergency. Receiving medical treatment when outside of Canada can be very costly and knowing you are covered in the event that you require medical treatment can provide peace of mind.

This provides coverage if you were injured or experienced a medical emergency and required immediate evacuation; i.e. if you were skiing in a remote area and the unforeseen happened. Also, this provides coverage if a physician recommends that you return home to your province/territory due to your medical condition.

This provides coverage if you experience an unforeseen injury during your trip which results in necessary and immediate dental treatment. Coverage provided includes emergency dental treatment to repair or replace your natural or permanently attached artificial teeth because of an accidental blow occurring on a trip to your face or mouth.

This provides coverage to bring someone to attend your bedside if you are travelling alone and experience a medical emergency which results in hospitalization. If you were travelling in Australia and experienced a medical emergency resulting in hospitalization, a family member could be flow to be by your side.

Travel Guard is available toll-free 24 hours/day, 7 days/week, 365 days/year to assist and provide guidance with any medical emergency that could arise while on your trip. Get peace of mind knowing that this 24/7 service is available to help you if the unexpected happens.

This provides coverage in the event of a flight or travel accident sustained during your trip. The maximum benefit limits are different for flight accident and travel accident.

This provides coverage if you have to cancel your trip due to an unexpected or unforeseen event such as job dismissal, a travel advisory, or even a sudden legal commitment. Some other covered events under trip cancellation include death of a family member, development of an emergency medical condition, or if you or your travel companion is called to service during your trip as a reservist, firefighter, or active military/police staff.

This provides coverage for losses incurred due to unexpected interruptions including; if you experience an interruption of your cruise due to mechanical failure, grounding or quarantine of the cruise ship or the repositioning of the cruise ship due to weather conditions, earthquakes or volcanic eruptions; death of a family member; travel advisory; call to service; legal commitment – in addition to other covered risks.

This provides coverage for losses incurred in the event your trip is delayed beyond your scheduled return date due to unforeseen events including; delay of your private automobile or delay of your connecting carrier (plane, ferry, cruise ships, bus, limousine, taxi, or train) when the delay is caused by mechanical failure of the vehicle; weather; a traffic accident; an emergency; a police directed road closure or a volcanic eruption – in addition to other covered risks.

This benefit reimburses your cancellation penalties up to $250 for your cancellation of a scheduled trip prior to your departure date from your province/territory provided your trip has been paid in full.

This provides coverage for your luggage/baggage if you lose, damage, or have these personal effects stolen while on your trip. This also provides coverage for important travel documents you may lose, such as a passport, driver's license, birth certificate, or travel visa.

This provides coverage in the event you experience a delay in receiving your checked luggage/baggage from the airline or ground carrier on which you travelled with during your trip.

Live Travel™ is a 24/7 emergency travel assistance hotline for you to rebook flights, make hotel reservations or receive assistance with virtually any travel-related problem. Even more, this service is included with all of the products available from Travel Guard so whenever you travel with Travel Guard you can travel with peace of mind.

This service – also included with all products available from Travel Guard - is like your very own personal assistant. If you need help trying to find hard-to-get concert or sporting event tickets while travelling, want reservations to a 5-star restaurant while in Paris, or simply want to send your mother flowers for mothers day while you are vacationing, Concierge Service is available 24/7 to help you do all of these and more!

This service provides timely, accurate, and efficient follow-up for lost luggage/baggage – an unfortunate but very common reality of travel. BagTrak™ helps counter the lost luggage logistical nightmare through a dedicated team that diligently tracks and traces lost luggage items for Travel Guard insured's worldwide.

At a very competitive daily rate, protect your rental car investment should you experience physical loss or damage to your rental car while on your trip.

This provides additional coverage for losses resulting from a missed pre-booked cruise or tour departure due to the cancellation or schedule change of your cruise or tour by the cruise company or tour operator.

This provides coverage for your golf clubs, golf bag, and golf shoes in the event that they are lost, stolen, or damaged. This benefit also provides coverage for non-refundable, prepaid green-fees, golf equipment rental charges or lesson fees which go unused as a result of you or your travel companion's inability to play golf while on your trip as a result of a medical condition.

This provides coverage for your snowboard, skis, bindings, and boots or poles and other ski equipment, in the event that they are lost, stolen, or damaged. This benefit also provides coverage for non-refundable, prepaid ski package expenses for covered reasons such as a medical condition or other covered travel complication.

This provides coverage for lost, stolen or damaged business equipment including, communication devices, business documents, meeting agendas, sales presentations, and product samples and more – provided these items were with you on the trip when the loss, theft, or damage occurred. This benefit also provides coverage for reasonable costs for expedited courier services you incur to replace covered business items.

This provides additional coverage for emergency medical/dental, trip cancellation, interruption, delay, baggage and personal effects. One of the upgraded benefits under the Expanded Upgrade Coverage includes the Added Entertainment Benefit: If you are delayed from returning to your departure point beyond your scheduled return date as a result of any covered risks under Trip Cancellation, Interruption and Delay Coverage, expenses you incur are covered up to $100 per insured for you to attend a ticketed event such as, but not limited to, a movie theatre, a live production, or sporting event.

This product is ideal for families travelling with children. The family plan premium is based only on the 2 oldest travellers and includes dependent children under the age of 21, full-time students under the age of 26, and dependants who are mentally or physically incapable of self support.

Please make sure you check off the family plan box when entering your trip details.

Single trip coverage is ideal for travel that requires a one-time insurance policy.

If you travel two or more times per year, the annual plan may fit your travel needs as it provides coverage through one policy for a twelve month duration.

Ideal for individuals visiting Canada who require emergency medical insurance. This plan provides coverage for medical expenses incurred while travelling in Canada or during a side trip outside of Canada, provided the side-trip begins and ends in Canada.